SMS Terms and Conditions

SMS for Consent Communication
We will not share your phone number with anyone for marketing purposes.

 Types of SMS Communications
If you agree to receive text messages from JHM Asset Management you may get messages about account information, meeting requests and money transfers. Standard messaging rates may apply.

 Message Frequency
You will likely receive about 0-2 text messages daily.

 Potential Fees for SMS Messaging
Your phone carrier may charge you for each message sent or received. These charges can vary depending on your carrier and whether the message is sent within the country or internationally.

 How to Opt-In
You can agree to receive SMS messages from JHM Asset Management verbally during a conversation you’ll be asked: "Do you agree to receive texts from JHM Asset Management related to customer care purposes? Message frequency may vary. Message and data rates may apply. Text HELP for help, text STOP to opt-out. See our privacy policy at https://jhmam.net/terms%2Fconditions-%2Fprivacy." Your consent will not be shared with third parties for marketing. We will not send you any texts without your permission.

 How to Opt-Out
You can stop receiving texts from JHM Asset management by replying STOP to any SMS message. Once you opt-out, you won’t get any more messages. If you want to start receiving texts again, reply START.

 Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at www.jhmam.net

 Standard Messaging Disclosures

Message frequency may change.
Message and data rates may apply.
To stop texts, reply STOP.
For help, reply HELP or visit our website at www.jhmam.net
See our privacy policy and our Terms of Service at https://jhmam.net/terms%2Fconditions-%2Fprivacy.

 JHM Asset Management, LLC respects your right to privacy. We have always been committed to secure the confidentiality and integrity of your personal information. We are proud of our privacy practices and want our current and prospective customers to understand what information we collect and how we use it. Why We Collect Your Information We gather information about you and your accounts so that we can (i) know who you are and thereby prevent unauthorized access to your information, (ii) design and improve the products and services we offer and (iii) comply with the laws and regulations that govern us. What Information We Collect We may collect the following types of ‘nonpublic personal information’ about you: ▪ Information about your identity, such as your name, address and social security number. ▪ Information about your transactions with us. ▪ Information we receive from you on applications, such as your beneficiaries or income. What Sources We Obtain Your Information We collect nonpublic personal information about our clients such as you from the following sources: ▪ Information we receive from you on applications or other forms; ▪ Information about your transactions with us, our affiliates, or others, and ▪ If you visit our web site, information we collect via a web server, often referred to as a “cookie.” Cookies indicate where a site visitor has been online and what has been viewed. What Information We Disclose We only share your nonpublic personal information with your representative within our firm, affiliates, and non-affiliated companies or individuals as permitted by law, such as mutual funds, insurance companies, and other product vendors, or to comply with legal or regulatory requirements. With your approval, we also may share information with your advisors, which can include your accountant and/or attorney. Additionally, in the normal course of our business, we may disclose information we collect about you to companies or individuals that contract with us to perform servicing functions such as: • Record keeping. • Computer related services. • Good faith disclosure to regulators who have regulatory authority over the company. Companies we hire to provide support services are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested. Notwithstanding the above, we will not release information about our customers or former customers unless we receive your prior written consent, we believe the recipient to be you or your authorized representative or we are required by law to release information to the recipient. We do not sell your personal information to anyone. SMS opt-in and phone numbers collected for SMS consent will not be shared with any third party and affiliate company. Confidentiality and Security We maintain physical, electronic and procedural safeguards to guard your personal account information. To further protect your privacy, our firm uses a high level of Internet security, including data encryption, user names and passwords, and other tools. We also restrict access to your personal and financial data to authorized JHM Asset Management, LLC associates who have a need for these records. We require all nonaffiliated organizations to conform to our privacy standards and are contractually obligated to keep the information provided confidential and used as requested. Furthermore, we will continue to adhere to the privacy policies and practices described in this notice even after your account is closed or becomes inactive. We will continue to conduct our business in a manner that conforms with our pledge to you, your expectations and all applicable laws. If you have questions regarding our privacy policy, please contact us.